Insurance & Payment

Clear about cost.

Many insurance plans cover acupuncture, and Original Medicare covers it for chronic low back pain under its own rules. Everything else here is self pay, priced per therapy and quoted in writing before you start. Call with your card and we check your plan before the first visit.

910 Old Camp Road, Suite 162, The Villages Mon–Thu 7 AM–3 PM · Fri until noon

In short: Insurance and payment at Cheshire Integrative Medicine in The Villages FL. A lot of insurance plans cover acupuncture. Call 352-430-2720 to find out. Many insurance plans cover acupuncture, and Original Medicare covers it for chronic low back pain under its own rules.


Covered Care

Acupuncture and insurance.

A lot of insurance plans cover acupuncture. The simplest way to know for sure is to give us a call. We will find out whether your insurance is covered with us and explain exactly what to expect before your first visit.

If you plan to use your coverage, bring your insurance card to your visit and we will help you understand your benefits.

Medicare

Does Medicare cover acupuncture?

Medicare and acupuncture, exactly. Original Medicare covers acupuncture for one diagnosis: chronic low back pain, meaning pain that has lasted twelve weeks or longer, has no identifiable systemic cause, and is not related to surgery or pregnancy. It allows up to twelve sessions in ninety days, eight more if you are improving, and no more than twenty in a year, under physician supervision, which Dr. Phipps provides here. Where it applies you pay the Part B deductible and then 20 percent of the Medicare-approved amount. No other therapy on this site is covered by Original Medicare. Many Advantage plans add an acupuncture benefit, and we confirm yours before the first visit. Source: CMS National Coverage Determination 30.3.3 Medicare.gov: acupuncture coverage.

Self Pay Services

Everything else.

The Simplest Start

Your first consultation is free.

Before any of this matters, we offer a free 20 minute consultation. We will talk through your situation, what we recommend, and what it would involve.

Call for a free consult

Patient Reviews

What patients say on Google.

Read all reviews

Dr. Cheshire is rated 4.6 of 5 on Healthgrades from 11 patient ratings as of October 2026 (Healthgrades profile). The quotes above are from Google.

Further reading: Medicare.gov: acupuncture coverage ยท CMS: National Coverage Determination 30.3.3.

Clinical Review

Reviewed by our clinical team

Written and clinically reviewed by Dr. Christopher Cheshire, MS, AP, LAc, DOM (NCCAOM board certified). Last reviewed September 2026. Content updated November 3, 2026.

Nothing on this page is medical advice or a promise of outcome. What is appropriate for you is decided after an evaluation, and we will tell you honestly if we do not think we can help.

Common Questions

Insurance questions, answered.

Acupuncture is the service most plans cover, usually with a yearly visit cap and sometimes a diagnosis requirement. Dry needling and cupping happen inside the acupuncture visit. Shockwave, laser therapy, peptides, NAD+ and supplements are self pay, and trigger point injections depend on the plan. We read your card before the first visit.
Original Medicare covers acupuncture for chronic low back pain of twelve weeks or more: up to twelve sessions in ninety days, eight more with improvement, twenty a year at most, under physician supervision, which Dr. Phipps provides. You pay the Part B deductible and then 20 percent of the approved amount. Many Advantage plans add a wider acupuncture benefit. Source: CMS National Coverage Determination 30.3.3.
Not to be seen here. The first twenty minute consultation is free and booked directly by phone. A few plans require a referral before an acupuncture benefit pays, and we tell you if yours does when we check the card.
Per therapy, never by program or membership. The plan lists each therapy with its visit count and price, totalled as a course, with covered and self pay amounts shown separately, before the first treatment. HSA and FSA cards are accepted for eligible therapies.

Questions About Coverage?

Just ask.

Call and we will walk through your specific coverage before you come in.

Contact us 352-430-2720
Call 352-430-2720Directions